Well I'm answering my own question. After contacting the Pension Department three times I got my answer. If Pioneer closes it's doors on June 26th and you are eligible to retire - or thinking about it - In order to keep your medical coverage under the pension plan you MUST RETIRE BY JULY 1st. There can be no break in medical coverage. Surprise to me!!! I thought I could retire anytime and keep my medical. Why doesnt anyone know this!! Why isn't anyone talking about this? and what the hell is going on?