1181 Drivers Forum

DRIVERS' ROOM => Work Related => Topic started by: Ernie on May 06, 2020, 07:13:44 PM

Title: Medical Insurance
Post by: Ernie on May 06, 2020, 07:13:44 PM
To everyone hunting down Medical Insurance.I have been in contact with Insurance Companies...This is my findings,I hope it helps..

The company is Fidelity

Ashley 929-255-0238
Tatiana 917-745-2254

The people over the age of 65 who go to Part B Medicare please contact
Donald 347-738-0950 
All are licensed providers.
Title: Re: Medical Insurance
Post by: driver on May 06, 2020, 10:24:01 PM
Thanks Ernie! Just called very helpful...She took care of it all.
Title: Re: Medical Insurance
Post by: WigWag16 on May 07, 2020, 06:10:08 PM
Quote from: Ernie on May 06, 2020, 07:13:44 PM
To everyone hunting down Medical Insurance.I have been in contact with Insurance Companies...This is my findings,I hope it helps..

The company is Fidelity

Ashley 929-255-0238
Tatiana 917-745-2254

The people over the age of 65 who go to Part B Medicare please contact
Donald 347-738-0950 
All are licensed providers.

Is there a general number to call? Both numbers voice boxes are full
Title: Re: Medical Insurance
Post by: wheresmymoney! on May 07, 2020, 08:55:15 PM
Yes and noone answers the phone
Title: Re: Medical Insurance
Post by: WigWag16 on May 07, 2020, 09:44:11 PM
Not sure if anyone of you guys can help me but I Fedelis are morons. I'm looking up insurance plans and there's one for 150 monthly, 1100 deductible..not bad. But I keep getting different answers 1) I was told I pay my co pay and after I hit the deductible it's free after that 2) I was told that I gotta pay the dr cost first and after i hit 1,100 then my co pays are 30 a visit. Does anyone know the answer to this or any advice ?
Title: Re: Medical Insurance
Post by: MR.AIRPRESSURE on May 07, 2020, 09:55:46 PM
Any info on how the meeting go today??
Title: Re: Medical Insurance
Post by: PROUD MEMBER on May 07, 2020, 10:03:52 PM
My opinion, before you make any decisions on health care call Ashley with Fidelis Care. Her phone number was already posted but here it is again. 929-255-0238 If she doesn't answer leave a voicemail if her voicemail is full call back again. I'm sure you will be pleasantly surprised. Obviously no matter what she tells you the decision is up to you.
Title: Re: Medical Insurance
Post by: wheresmymoney! on May 08, 2020, 01:13:46 AM
Quote from: MR.AIRPRESSURE on May 07, 2020, 09:55:46 PM
Any info on how the meeting go today??
was that for family or single? Im guessing single.
Title: Re: Medical Insurance
Post by: wheresmymoney! on May 08, 2020, 01:28:33 AM
I was scared to ask lol hoping to wake up from this benefits nightmare soon!
Title: Re: Medical Insurance
Post by: Buzz on May 08, 2020, 02:36:10 AM
Quote from: MR.AIRPRESSURE on May 07, 2020, 09:55:46 PM
Any info on how the meeting go today??

Bus contracts are off the agenda again so it's not going to mean anything to us really. (Watching it online right now just in case any of our guys get to speak anyway.)
Title: Re: Medical Insurance
Post by: PROUD MEMBER on May 08, 2020, 04:13:49 AM
Buzz
How did I sound?
Title: Re: Medical Insurance
Post by: Buzz on May 08, 2020, 04:07:06 PM
Quote from: PROUD MEMBER on May 08, 2020, 04:13:49 AM
Buzz
How did I sound?

Kind of raspy.  ;D ;D ;D
Title: Re: Medical Insurance
Post by: OMG on May 08, 2020, 06:58:30 PM
What does furlough mean?
A furlough is "a temporary layoff from work." People who get furloughed usually get to return to their job after a furlough.

People often encounter the word furlough during government shutdowns, in which nonessential public employees are told not to go to work. Private companies, however, also furlough employees.

In general, people are not paid during furloughs but they do keep employment benefits, such as health insurance. Furloughs are mandatory. Workers are ordered not to do anything work-related while they are on furlough. 
Title: Re: Medical Insurance
Post by: wheresmymoney! on May 08, 2020, 08:05:20 PM
So....why did we lose our benefits...the insurance we have/had was the best...need out of network drs. Its going to be a big problem. The cobra is what i would have gotten but its almost 2k a month for family.  They mark up 102%....
Title: Re: Medical Insurance
Post by: OMG on May 08, 2020, 10:10:04 PM
I know, sucks for us all. Hope none of our coworkers get hurt over this. Honestly, this is a lay-off, not a Furlough. And the doe doesn't seem to care, or anyone else either.
Title: Re: Medical Insurance
Post by: Buzz on May 08, 2020, 11:04:16 PM
Quote from: wheresmymoney! on May 08, 2020, 08:05:20 PM
So....why did we lose our benefits...the insurance we have/had was the best...need out of network drs. Its going to be a big problem. The cobra is what i would have gotten but its almost 2k a month for family.  They mark up 102%....

Did you see my other post "FREE Medical Coverage?" People are actually getting it for free.

However, this is not for people living in NJ unless you see NY doctors and have a NY address you can use for the paperwork. (I know one driver from Jersey who did just that.)
Title: Re: Medical Insurance
Post by: wheresmymoney! on May 09, 2020, 12:11:35 AM
Still waiting for call back called this morning left message.
Title: Re: Medical Insurance
Post by: PROUD MEMBER on May 09, 2020, 01:36:14 PM
Picking a health 𝙋𝙡𝙖𝙣 for urself and/or family is entirely up to you. As I stated I suggest speaking with Ashley (929-255-0238) or one of our co-workers before you make a decision. Even after speaking with her no matter how good it sounds and is it is still ur CHOICE. Also I am far from an expert on health insurance plans but I've been researching and after reading some posts on different sites and actually speaking with different Members I BELIEVE people are either confusing COBRA with an insurance plan called COBA or do not understand what COBRA is.
COBRA is a health insurance PROGRAM that allows you to keep the same exact health PLAN from the same exact health insurance company (in Pioneer's case for sure - BC/BS) that you had while working. Only difference is instead of your employer paying the overwhelming majority of the monthly premium is that now besides paying your monthly (or weekly amount) premium,  you will pay both ur share & the employer's share. I also believe you have 60 days to enroll in Cobra but it has to be retroactive to the day you lost your coverage. I also believe it is good for 18 months. All employees (at least from Pioneer) should receive something from Cobra within the next 10 days. If you are interested in Cobra and do not receive something by May 22nd, I would advise calling.
Cobra - 877-233-7045
Title: Re: Medical Insurance
Post by: steady on May 09, 2020, 02:29:24 PM
Very well written Proud Member.  Great job
Title: Re: Medical Insurance
Post by: wheresmymoney! on May 09, 2020, 06:15:17 PM
All true.  But the price for COBRA costs alot more than it costs employer and employee combined...the best coverage by far just not affordable for me.  When i called the welfare office they quoted me almost 2k per month for family coverage...when its a large group like ours the premiums are a fraction of what the COBRA rates are. 
Title: Re: Medical Insurance
Post by: PROUD MEMBER on May 09, 2020, 08:29:56 PM
Get out ur contract and take a look at what Neil pays for each one of us. It's far from a fraction.
Title: Re: Medical Insurance
Post by: wheresmymoney! on May 09, 2020, 10:06:32 PM
I will look for it now you have me curious
Title: Re: Medical Insurance
Post by: PROUD MEMBER on May 09, 2020, 11:53:15 PM
I took a picture of the last MOA agreement dated July 1, 2015 - June 30, 2018. Unfortunately I can't figure out how to post it here. Section 2 which is 2 1/2 pages shows in detail what Neil & the employees each pay into the Welfare Fund and that's not today's cost. See if you have it.
Title: Re: Medical Insurance
Post by: wheresmymoney! on May 10, 2020, 01:35:28 AM
Cant find it arghhhh